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If you're like many folks, you may think that MedCost is an insurance company, but we're not. MedCost is a health management company that offers a PPO and innovative health management programs. As a PPO, MedCost gives you access to an extensive network of "preferred" health care providers. These providers-doctors, hospitals, and facilities-have agreed to accept special negotiated rates for their services when performed for MedCost participants. Your insurance company or a third party administrator (TPA) processes and pays your claims.

If you need individual or small group health insurance, MedCost suggests contacting any of these qualified insurance companies that work with us:
Insurance Company
Location
Phone Number
American Republic Insurance Company
Des Moines, IA
800-8247-2190
(individual)

Assurant Insurance Company

  • Time Insurance Company
  • John Alden Life Insurance Co. Union
  • Union Security Insurance Co.
Milwaukee, WI

800-800-1212
(small group)

800-369-6762
(individual)

Celtic
Chicago, IL
800-477-7870 (individual)
Federated Mutual Insurance
Owatonna, MN
800-533-0472
(small group - does not work through brokers)
FirstCarolinaCare Insurance Company
Pinehurst, NC
800-811-3298
(small and large group)
Freedom Life Insurance Company (USHealth Group)
Ft. Worth, TX
800-387-9027 (individual South Carolina only)
The Guardian Life Insurance Company
Greensboro, NC

336-379-0380
(small and large group)

Humana
Charlotte, NC
800-234-9761
(small and large group)
IHC Health Solutions (Madison National Life, Standard Security Life and Independence American Insurance Company)
Phoenix, AZ
602-870-1400
(individual and small group)
Maksin Management Corporation
Pennsauken, NJ
856-486-7400
(student insurance only)
Mega Life & Health Insurance Company (HealthMarkets)
N. Richland Hills, TX

800-527-5504
(individual and small group)

Mid-West National Life Insurance Company of TN (HealthMarkets)
Dallas, TX
800-733-1110
(individual and small group)
National Foundation Life Insurance Company (USHealth Group)
Ft. Worth, TX
800-387-9027 (individual North Carolina only)
Principal Life Insurance Company
Des Moines, IA
800-986-3343
(group only)
Trustmark Insurance Company
Youngstown, OH
800-522-1246 Opt 8
(small group only)
World Insurance
Omaha, NE
800-786-7557 (individual)

Some of the locations/phone numbers listed above are for the main headquarters of these organizations, not sales offices. Please ask to be referred to a sales office in your area.

MedCost has established relationships with over 100 claim administrators--only a partial listing is shown here. Please contact Customer Service to inquire about a particular administrator at 800-824-7406.

Contact your insurance company or TPA when you need to know:
  • Will the insurance company cover this service?
  • How much will the insurance company pay for this service?
  • Has the claim been paid yet?
Contact MedCost when you need to know:
Does the provider currently participate in the MedCost network? (For the answer, call the MedCost Customer Service Contact Center at 800-824-7406 or follow this link: "How Do I Find a Network Provider?"
Copyright 2006 MedCost, LLC
Updated July 19, 2010